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Help & FAQ

Quick answers to common questions
Cards & ratings
What's on a StockDecks card?

Every card has a front with eight ratings (Financial Health, Profitability, Growth, Valuation, Hype, Analyst Upside, Trend Signals, Insider Track) plus the top-line score, sector chip and quick summary.

Tap the card to flip to the back: top contributors to the score, six-month trajectory sparkline, analyst-vs-market disagreement callouts (Plus/Premium), and deeper signals like dividend, analyst consensus and weekly trend.

How are ratings calculated?

Each axis is the output of SAFAT — our rating engine that pulls a stock's metrics, ranks them cross-sectionally against its sector, and maps to a −100 to +100 scale. Higher = better on that axis. The bar on each row shows you the direction at a glance.

The top-line Fundamental Score is the equal-weight average of the four fundamentals axes (Financial Health, Profitability, Growth, Valuation). The Full Score (Plus tier) weights all eight axes by long-run forward-return predictability.

What's the difference between Fundamental, Full, and Custom Score?

Fundamental. Free for everyone. Equal-weight average of the four fundamentals axes.

Full. Plus tier. Weighted across all eight axes (fundamentals plus market signal and sentiment) using SAFAT's research-derived weights.

Custom. Premium tier. You pick which axes go in — the score then equal-weights your chosen subset. Useful if you only care about, say, growth and valuation.

How fresh is the data?

While in preview, the cards you see use representative numbers for popular tickers rather than live market data. The live-data layer (prices via yfinance & Stooq, fundamentals via EDGAR, macro via FRED) is being built and will ship before public launch.

Decks & watchlists
What's a deck?

A deck is your watchlist — a labelled group of stock / ETF cards. You can have one "Dividend payers" deck, another "AI plays", another "Boring blue chips", etc. Swipe through cards in your deck on the home screen.

Decks are unlimited on every tier. Cards go in any deck. Browse all your decks from All decks.

How do I add a stock to a deck?

Open Search, find your ticker (or browse Discover for curated picks), tap the row to preview the card, then tap Add to deck and pick which deck.

You can also tap a sector chip anywhere in the app to open the sector card, then add a sector ETF the same way.

Compare & trade
How does Compare work?

Tap the Compare toggle on the front of any card to add it to your comparison set. The bottom bar shows how many you've picked. Add up to 4 then open the compare page to see them side-by-side as a rating matrix.

Can I trade for real money on StockDecks?

No. StockDecks is a research and education app, not a broker. The trade page uses mock money — fake currency so you can practise building a portfolio and watch how the ratings translate to (simulated) returns.

When you decide to buy a real stock, you do that with an actual broker (Vanguard, IBKR, Robinhood, etc.). StockDecks doesn't handle real money and never will.

Tiers & sharing
What tier should I pick?

Free is enough for most casual research — all eight ratings on every card, unlimited decks, mock trading, sectors, ETFs, sharing.

Plus adds the Full Score, six-month trajectory sparklines, and analyst-vs-market disagreement callouts. Worth it if you want a single top-line number rather than reading each axis yourself.

Premium adds the Custom Score (pick your own axes), full back-of-card breakdowns, price & rating alerts, and per-date historic rating lookup. Worth it for power users who want to test their own thesis.

Plus and Premium launching soon. Today everyone is on Free.

How do I share a card?

Tap the share icon (three dots with lines) in the top-right of any card. We generate a StockDecks-branded poster of the card and pop up your phone's share sheet. Send to WhatsApp, Instagram, Messages, X — the receiver gets the image plus a tap-through link to the live card.

Same flow on the compare page, the sector deep-dive page, and the trade page.

Is this investment advice?

No. StockDecks ratings are signals from a quantitative model. They're useful for surfacing candidates and forcing comparison, but they aren't recommendations and they don't know your goals, your tax situation, or your risk tolerance.

Treat the scores as a research starting point, not a final answer. For personal financial decisions, consult a qualified advisor.